After serving four years in the USAF, I entered the mortgage industry in 1987 as a Loan Officer. In 1991, I became a Municipal Police Officer in Monmouth County, retiring in 2015 as a Lieutenant. During that time, I remained semi active in the mortgage industry, going full time upon retiring. I have been a lifelong resident of Monmouth County, where I currently reside. Whether you are a first time home buyer, up-sizing or downsizing, buying a second home or investment property, I will help you decide which mortgage type and program best suits your needs. I will then pre-qualify you and be by your side from when you begin your home search all the way to the closing table.